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Social Security Exploration

Today, nearly 90% of Americans age 65 and older receive Social Security income benefits.¹ Will your Social Security benefits be enough in retirement?

To help ensure you have a strategy in place to address some of those concerns, you may find it helpful to work with someone with experience in using life insurance and fixed annuities to help solidify your retirement strategy with valuable protection and guarantees.*

Bridge the gap in your retirement strategy. We can help:

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  • Review your Social Security and retirement statements to determine potential retirement income shortfalls where a fixed annuity may be a potential solution.​

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  • Explain the importance of routinely verifying your Social Security statement earnings record for accuracy.

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  • Explore strategies that may enhance the benefits available to married couples.

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  • Review your unique situation to determine potential eligibility for other types of benefits (ex-spousal, dependent or caregiver benefits).

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  • Examine potential effects of taxation on Social Security benefits in light of other sources of retirement income.

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READY TO TAKE THE

Next Step?

¹ Social Security Administration: 2020 Fact Sheet, January 2020

 

Please note that Wealth Management of the Carolinas and their representatives do not give legal or Social Security advice. You are encouraged to consult your attorney or the Social Security Administration via your local office or online at ssa.gov.

 

Not approved by, endorsed by, or affiliated with the U.S. Government or any governmental agency.

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*Guarantees are subject to the claims paying ability and principal strength of the annuity issuer.

1028 Lee-Ann Drive, Suite 220

Concord, NC 28025

 

Phone: 704.782.7233 Ext. 3

Fax: 704.782.7309

JW Rodney Harris is an Investment Advisor Representative and Investment advisory services offered through WMC Capital Management, LLC. Insurance offered through Wealth Management of the Carolinas. Wealth Management of the Carolinas and WMC Capital Management are affiliated firms.

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WMC Capital Management, LLC (“WMC”) is a registered investment adviser offering advisory services in the State of North Carolina and in other jurisdictions where exempted. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by WMC in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

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All written content on this site is for information purposes only. Opinions expressed herein are solely those of WMC, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

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Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims-paying ability of the issuer.

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The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk-based products like life insurance, disability and long-term care. Annual, calendar year qualification requirements include demonstrating a set annual production requirement and agreeing to a code of ethics, but is not based on client experience or performance. For more information regarding Million Dollar Round Table eligibility, please see https://www.mdrt.org/membership/requirements/. Membership in no way constitutes an endorsement from Million Dollar Round Table or any client. To qualify for Top of the Table, a member must demonstrate annual commission of six times the base requirement.

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© 2026 Wealth Management of the Carolinas. All Rights Reserved.

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