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Our Process

You Worked Hard for Your Money. Now Let It Work Hard for You.

Before we tell you about us, let’s see if we can guess who you are. You’ve worked hard for the money that you have. In return, you want that money to work hard for you in retirement. Vacations, time with the grandkids, that home project that’s been waiting patiently for years… you want to enjoy your well-deserved post-working years. Does this sound like you?

 

If so, does this sound like someone who deserves a cookie-cutter approach to preparing for retirement?

 

At Wealth Management of the Carolinas our offices are cookie-cutter free. We believe that your retirement strategy should be as individual as you are. Through our consistent multi-step process we can discover the unique attributes of your situation and apply those to your individual strategy, helping you to make the most out of your retirement savings.

01

STEP

Discovery

Our first appointment will be a no-obligation opportunity for us to get to know each other better.  During this fact finding stage, we will ask a series of questions in order to find out more about your current financial situation and your goals for the future. We also provide an overview of general financial planning and retirement concepts that may be incorporated as part of our recommendations.

02

STEP

Customized Financial Strategy

After our initial meeting we will formulate a customized financial strategy for you. We will present our recommendations, which have been customized to your specific situation and goals, and we will take as much time as needed to fully answer any questions you  may  have. Once we have made the decision to proceed with the recommended strategy we will begin implementation. We will be here for every step of the implementation phase to ensure that 1) we solve your concerns, 2) you have a complete understanding and 3) you absolutely love it. 

03

STEP

Maintenance

Quarterly, semi-annual and annual reviews are part of the quality and service commitment to provide ongoing, proactive management for you.  Your needs can change over time and by scheduling regular reviews we can better anticipate any needs before they happen. We also host regular financial workshops and invite clients to attend at least one of these during the year as an opportunity for a financial refresher, as well as an information exchange.

04

STEP

Legacy and Advanced Beneficiary Planning 

As your wealth accumulates we can assist with creating your legacy. This step will assist with the secure transfer of assets to your spouse, other family members or charitable bequests that are in accordance with your wishes; and the eventual creation of a living legacy.

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Our Commitment

Wealth Management of the Carolinas’ commitment to our clients is built on the cornerstone of two words and one golden rule. Word one: Trust. We are going to be there before our clients need us. Word two: dedication. Our ultimate goal is always to enhance our clients’ financial situation without taking any unnecessary financial risks. Finally, that one golden rule we mentioned comes from someone you may be familiar with. Warren Buffet’s golden rule is: “Rule No.1: Never lose money. Rule No.2: Never forget rule No.1".  

 

At Wealth Management of the Carolinas we live by this golden rule for you.

Schedule a complimentary, no-obligation financial review!

1028 Lee-Ann Drive, Suite 220

Concord, NC 28025

 

Phone: 704.782.7233 Ext. 3

Fax: 704.782.7309

JW Rodney Harris is an Investment Advisor Representative and Investment advisory services offered through WMC Capital Management, LLC. Insurance offered through Wealth Management of the Carolinas. Wealth Management of the Carolinas and WMC Capital Management are affiliated firms.

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WMC Capital Management, LLC (“WMC”) is a registered investment adviser offering advisory services in the State of North Carolina and in other jurisdictions where exempted. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by WMC in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant an applicable state exemption.

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All written content on this site is for information purposes only. Opinions expressed herein are solely those of WMC, unless otherwise specifically cited.  Material presented is believed to be from reliable sources and no representations are made by our firm as to another parties’ informational accuracy or completeness.  All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.

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Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees, and surrender charges as described in the annuity contract. Guarantees are backed by the financial strength and claims-paying ability of the issuer.

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The Million Dollar Round Table is a trade association to help insurance brokers and financial advisors establish best business practices and develop ethical and effective ways to increase client interest in financial products, specifically risk-based products like life insurance, disability and long-term care. Annual, calendar year qualification requirements include demonstrating a set annual production requirement and agreeing to a code of ethics, but is not based on client experience or performance. For more information regarding Million Dollar Round Table eligibility, please see https://www.mdrt.org/membership/requirements/. Membership in no way constitutes an endorsement from Million Dollar Round Table or any client. To qualify for Top of the Table, a member must demonstrate annual commission of six times the base requirement.

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© 2026 Wealth Management of the Carolinas. All Rights Reserved.

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