• Anyone who is looking for an independent review of their current financial situation to help ensure their best possible position. • Anyone with an IRA, 401(k), TSA, or any other financial plan and/or product, who would like to fully understand what they own and how it works, and learn ways to maximize these dollars. • Anyone who would like to explore strategies to help bring some certainty to their financial goals.

• No. Wealth Management of the Carolinas understands that each consumer is unique and no single company is right for everyone.

• Ninety percent of the people who come in to visit with us already have a financial representative. Many times that representative is not a retirement planning specialist, and more often than not, that person works for a particular company (his or her broker/dealer or insurance company) rather than for the client.

• We hire a marketing company to send out invitations to our event, and we have a lot of referrals from existing clients.

• You may schedule a time to visit by turning in your Evaluation Form at a presentation or by calling our office at 704.782.7233.

• By appointment. • Our regularly scheduled business hours are Monday – Thursday, 9:00am – 4:00pm and Friday, 9:00am – 3:00pm.    *Appointment times are not limited to the hours listed above. Additional appointment times are available upon request.

• There is absolutely no charge or obligation. • Your first visit is designed to answer your questions, give you ample information to decide if we can help you, and that’s it. • You decide if you want to meet us again, and there is NEVER A FEE FOR OUR TIME!

• There is NEVER any charge for our time. • Different financial strategies may have various fee structures, or none at all. We will help you fully understand any fees associated with any proposed financial strategy.

• Your latest financial statements such as: Mutual funds, CD’s, Life Insurance policies, annuity policies, retirement accounts (IRA, 401(k), TSA, 403B.etc.) [Please bring your statements not just a spreadsheet] • Wills and Trusts • A copy of last year’s Federal Income Tax Return • An estimate of your annual expenses • Any questions you may want to write down for discussion

• This is YOUR hour. We will answer and address any questions you may have.  • By reviewing your information, our office will better understand your financial concerns and can then provide recommendations. • At the close of the hour, you will decide if you want to meet again.

• The office is located in Concord off of Branchview Drive.